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New Home SellingResolved Question: Should I use my current lender when purchasing a new home? (Answers: 3) (Comments: 0)I have a current mortgage and am looking to pre-qualify for a new home (selling my old one). Are there any advantages/disadvantages to using the same lender I got my first home through? Get the answers...Voting Question: when does a new home sold by a builder show up on county website ? (Answers: 3) (Comments: 0)Is it at closing on when they write a contract ? Get the answers...Resolved Question: Bought new home & sold TH for 1/2 value of our 2nd mortgage. Should we pay down the 2nd or put in high int CD? (Answers: 3) (Comments: 0)We didn't sell our TH until after we closed on the new construction home, so we had to get a second mortgage (80/15/5). The 2nd ($90k) is a var rate loan approx 8.5%, our final profits for the TH were $65k. Would we be better of paying all 65k towards the 2nd, putting it all into a a high interest (5.5%) cd for a few years, or somewhere in the middle - putting a portion toward the principle? I'm also weighing the tax implication of each (would the extra tax writeoff cover the difference in interest rates?) Bottom line options: A) put it all towards the principle now and have 25k left to pay off on a high int var rate loan. b) put it all in savings for 5 years, making 5 yrs of payments, and earning enough interest to pay it all off (?) c) Somewhere in the middle, smaller monthly payments, but longer payoff If I had to guess, I'd say we will most likely live in this house for 7-10 years. Any financial advice would be greatly appreciated! Get the answers...Resolved Question: Puppy needs a new home, reasons explained.? (Answers: 4) (Comments: 0)Puppy needs a new home, selling for $200, including bed, food dishes, and leash and collar. If you interested in purchasing this little guy email my mom at Penelope_Gorrs@yahoo.com He is good with: - cats -adults - children - swimming pools -other dogs Not Good with: - wild animals He is almost 1 year old, and needs a new home, we are moving to another state so we can't bring him. A PICTURE OF HIM www.bluebulldozer.com/000_1627A.jpg !!!!!! THANK YOU !!!!!! SHOULD BE WITH YOUNG, ENERGETIC FAMILY, PROBABLY NOT AROUND BABIES BECAUSE MIGHT BE TOO ROUGH Get the answers...Resolved Question: Would it be cheaper to build a new home or to buy an already built new home? (Answers: 5) (Comments: 0)I plan to get into a new home sometime this year. I was thinking about it and wondered if I got bids from several builders would it be a less expensive route than purchasing an already built brand new home? My rationale being that the builder would not be paying a realtor to market the property and would not have a built in a mark-up to cover haggling. Combined I believe that current new homes selling in my area are averaging 15 - 20% markup. Any thought or experiences? I have never built a home from scratch and do not know if getting bids from multiple builders is an easy or difficult task for the average person. Get the answers...
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